gavelLast week, the District Court for Colorado offered important insight into what it means for consumer reporting agencies to conduct a “reasonable reinvestigation” into a dispute. In Thomas v. Hyundai Capital Am., the plaintiff filed FCRA claims against a car dealership, collection agency, and Equifax. See 2018 U.S. Dist. LEXIS 173594. The dispute arose after the plaintiff leased a vehicle from a Hyundai dealership. When he returned the vehicle at the end of his lease, the plaintiff incurred more than $623.00 in fees for excess wear on the vehicle, $400.00 for a “disposition fee,” and roughly $80.00 in taxes.


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