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Debt Validation Letters Explained

  • Written by Steel Rose

Uh oh. A debt collector is making attempts to collect after notifying you that you owe money. What’s your next move?

Your first step should be to verify the debt. Under the Fair Debt Collection Practices Act (FDCPA), the debt collector must send you proof of the debt through a process called debt validation.

 \Here’s what you need to know about debt validation letters, including what information they contain, how to request one, and what to do if you do, in fact, owe the debt in question. To read more, click here