California’s New Consumer Financial Protection Law Expands UDAAP and Enforc…
Steel Rose
the California Legislature passed Assembly Bill 1864, which enacts the California Consumer Financial Protection Law (CCFPL) and changes the name of the Department of Business Oversight (DBO) to the Department of Financial Protection and Innovation (DFPI). Key takeaways Establishes UDAAP authority for the new DFPI, adding “abusive” to “unfair or deceptive” acts or...
READ MORECFPB Alleges Encore Violated 2015 Consent Order
On September 8, the CFPB filed a complaint against the largest U.S. debt collector and debt buyer and its subsidiaries (collectively, “defendants”) for allegedly…
Eleventh Circuit Case Removes Incentive Awards for TCPA Class Actions
The Eleventh Circuit Court of Appeals held today that a court may not grant incentive awards in any amount to…
First Alleged Violations of New York’s Debt Collection Regulation Filed
The [New York] Department of Financial Services announced on Wednesday that it had filed a statement of charges against debt…
NC Debt Collector Arrested for Operating Without License
Sep 12, 2020 The N.C. Insurance Department announced Friday that a Cornelius businessman has been arrested for operating a debt…
USDA 1% Home Loans For Low Income Families
What does this program do? Also known as the Section 502 Direct Loan Program, this program assists low- and very-low-income applicants…
Second Circuit Affirms Dismissal of FDCPA Suit Over Failure to Use Precise Statutory Validation Language
The Second Circuit Court of Appeals recently issued an opinion affirming the dismissal of a lawsuit because a debt collector’s failure to…
Buffalo Collection Agencies Sued by state AG
Several Buffalo suburb, Amherst-based debt collection companies, two owners and two of their managers are being sued by state Attorney…
Government Argues TCPA Only Covers Random-Fire Dialers in SCOTUS Brief
After forcefully battling to keep the TCPA on the books just last term, the U.S. Government has weighed in on the…
Eviction Moratorium To Protect 43 Million Renters Until 2021
The U.S. Center for Disease Control and Prevention issued a nationwide order halting evictions through the end of the year…
